At Boydens, we’ve proudly supported landlords across Essex and Suffolk since 1966. As a family-run agency with deep roots in the property sector, we understand the challenges landlords face—especially now, as major changes reshape the rental landscape.

With the end of Section 21 “no-fault” evictions and the growing inefficiencies in the court system, it’s never been more critical for landlords to protect themselves. Here's why Rent and Legal Protection should be a cornerstone of your landlord strategy in 2025 and beyond.

The Harsh Reality of the Court System Today

The National Residential Landlords Association (NRLA) has raised serious concerns about the government's preparedness for the post-Section 21 era. According to the Ministry of Justice, landlords now face an average delay of over seven months (32.5 weeks) from filing a claim to actually regaining possession of their property. That’s up from 29.8 weeks just a year ago.

This delay is not just inconvenient—it’s potentially financially crippling.

Despite government assurances that the courts will be “ready” to manage the influx of possession claims under the Renters’ Rights Bill, the reality paints a different picture. During discussions in the House of Lords, Housing Minister Baroness Taylor stated that possession cases take only eight weeks—but this figure only includes part of the process. It excludes the lengthy wait for enforcement, which is what landlords ultimately rely on to reclaim their property.

Why This Matters to You as a Landlord

With the abolition of Section 21, landlords must now depend entirely on the courts for possession claims. But with the system already under strain, what happens if a tenant stops paying rent, or worse, engages in anti-social behaviour?

• Can you afford to wait seven months (or more) to regain possession?
• What if you're left thousands of pounds out of pocket in unpaid rent?
• How will legal costs be covered in a drawn-out court process?

Without Rent and Legal Protection, the risks are simply too high.

The Confidence Gap: What Landlords Are Saying

The NRLA’s autumn 2024 survey revealed that a staggering 96% of landlords have little or no confidence that the courts will cope once the Renters’ Rights Bill is fully in effect. This lack of trust not only discourages investment but threatens the overall supply of rental properties—impacting tenants and landlords alike.

Ben Beadle, CEO of the NRLA, put it bluntly:

“Seven months is an eternity for responsible landlords who may be dealing with serious rent arrears and for neighbours having to endure anti-social behaviour.”

He urges the government to deliver a fully funded and transparent court reform plan. But until that happens, landlords must take proactive steps to safeguard their income and property.

The Case for Rent & Legal Protection

At Boydens, we strongly advocate that all landlords consider taking out Rent and Legal Protection insurance. This service provides:

• Coverage for unpaid rent (up to a specified limit)
• Legal expenses to recover possession
• Court costs and solicitor fees
• Peace of mind during tenant disputes or arrears situations

In an uncertain climate, this isn't just an optional extra—it’s an essential part of being a responsible and financially secure landlord.

How Boydens Can Help

As a trusted estate and letting agency, our team works closely with landlords to tailor protection plans that suit your portfolio. We’re here to offer honest advice, handle tenant management, and support you through the legal landscape—no matter how complex it becomes.

If you’d like to learn more about Rent and Legal Protection or want to review your current coverage, please don’t hesitate to get in touch. We're here to help you protect your property, your income, and your future.

🔗 Contact us today to speak with our lettings team and discover how we can help you stay protected in a changing market.